FAM Funds
Fenimore Private Client Group
Investment Advisors
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FAM Funds

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IRAs

Individuals

Traditional IRA

  • Individuals save for retirement on a tax-deferred basis and contributions may be tax-deductible
  • Your income and participation in an employer retirement plan determine if a contribution is deductible
  • You’ll pay taxes when you make withdrawals in retirement

Roth IRA

  • Individuals make after‑tax contributions and save for retirement on a tax-deferred basis
  • Withdrawals are tax‑free in retirement once your requirements are met
  • Roth IRAs are used for a variety of purposes including retirement and education expenses

You may include any or all of our no-load mutual funds in your FAM Funds IRA.

Consolidate

Want to simplify your retirement accounts? There can be several benefits to consolidating your retirement accounts into one FAM Funds IRA such as efficient oversight of your assets and reduced costs. 

FAM Funds: IRAs
Learn the differences between Traditional IRAs and Roth IRAs, and the FAM Funds approach to retirement accounts.