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Traditional IRA

  • Individuals save for retirement on a tax-deferred basis and contributions may be tax-deductible
  • Your income and participation in an employer retirement plan determine if a contribution is deductible
  • You’ll pay taxes when you make withdrawals in retirement

Roth IRA

  • Individuals make after‑tax contributions and save for retirement on a tax-deferred basis
  • Withdrawals are tax‑free in retirement once your requirements are met
  • Roth IRAs are used for a variety of purposes including retirement and education expenses

You may include any or all of our no-load mutual funds in your FAM Funds IRA.


Want to simplify your retirement accounts? There can be several benefits to consolidating your retirement accounts into one FAM Funds IRA such as efficient oversight of your assets and reduced costs. 

All investing involves risk including the possible loss of principal. Before investing, carefully read the fund’s prospectus which includes investment objectives, risks, charges, expenses and other information about the fund. Please call us at 800-932-3271 or visit famfunds.com for a prospectus or summary prospectus.

Securities offered through Fenimore Securities, Inc., Member FINRA/SIPC and advisory services offered through Fenimore Asset Management, Inc.

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FAM Funds: IRAs
Learn the differences between Traditional IRAs and Roth IRAs, and the FAM Funds approach to retirement accounts.